Give From Your IRA, Save on Taxes AND Save Lives!

August 4, 2025

Give Through Your IRA: Qualified Charitable Distribution (QCD)

A Qualified Charitable Distribution (QCD) is a simple, tax‑smart way to support Donate Life Kentucky Trust directly from your IRA.

If you are 70½ or older, you can donate up to $105,000 per year directly from your IRA to a qualified nonprofit like ours.

Your gift counts toward your Required Minimum Distribution (RMD), and it is excluded from your taxable income.

Why This Matters

  • Lower taxable income — which may reduce your overall tax bill.
  • Satisfies your RMD if you are 73 or older.
  • Makes an immediate impact for transplant patients, donor families, and organ donation awareness.


3 Simple Steps to Make a QCD

  1. 1. Contact your IRA custodian (Fidelity, Vanguard, Schwab, your bank, etc.)
    Tell them you want to make a Qualified Charitable Distribution to Donate Life Kentucky Trust.

  2. 2. Provide our information:

Circuit Clerks’ Trust For Life Inc. DBA Donate Life Kentucky Trust 

10301 Linn Station Road

Louisville, KY 40223 

EIN 61-1228487


3. Ask them to send the check directly to us (made payable to Donate Life Kentucky Trust).

  1. If they send it to you personally, it will not count as a QCD.
  2. You can ask them to mail it directly to our office, or send it to you to forward unopened.


Important Tips

  • Keep a copy of the transfer paperwork for your tax records.
  • We will send you an acknowledgment letter for your files — QCD gifts do not qualify for an additional charitable deduction.


Your Gift Creates Hope

Your QCD gift directly supports: